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一 | It’s Halloween, the one night when it’s totally okay to grab popcorn, turn off the lights, and scare yourself. Whether you love ghosts, creepy clowns, or haunted houses, there’s something thrilling about watching a good horror movie. From chilling Hollywood classics to Indian gems that redefine fear, here are ten perfect horror movies to make your Halloween 2025 extra spooky. In This Article The Shining (1980)The Ring (2002)Jennifer’s Body (2009)The Conjuring (2013)IT (2017)Hereditary (2018)Tumbbad (2018)The Curse of La Llorona (2019)Smile (2022)The Monkey (2024)The Shining (1980) Directed by Stanley Kubrick and starring Jack Nicholson, The Shining follows a writer who slowly loses his mind while caretaking a remote hotel with his family. With its eerie atmosphere, famous “Here’s Johnny!” scene, and haunting visuals, this classic still defines horror. The Ring (2002) Watch a cursed videotape and you’ll die in seven days, that’s the terrifying premise of The Ring. Naomi Watts stars as a journalist trying to uncover the truth before her time runs out. Even decades later, that creepy girl crawling out of the TV remains unforgettable. Jennifer’s Body (2009) When a high school girl (played by Megan Fox) becomes possessed by a demon, she starts feeding on her male classmates. Darkly funny and full of sharp one-liners, Jennifer’s Body has become a cult favourite for its mix of horror, feminism, and high school chaos. The Conjuring (2013) Based on real-life paranormal investigators Ed and Lorraine Warren, The Conjuring follows a family who moves into a farmhouse only to find something terrifying lurking inside. Patrick Wilson and Vera Farmiga deliver unforgettable performances in this ghostly tale that started a whole horror universe. IT (2017) A group of kids in a small town face their biggest fear, a clown named Pennywise who feeds on children. Based on Stephen King’s novel, IT is both terrifying and heartfelt, with Bill Skarsgård’s performance as Pennywise sending chills down spines everywhere. Hereditary (2018) When a mysterious grandmother dies, her family begins to unravel dark secrets that connect them to something truly evil. Starring Toni Collette in a stunning performance, Hereditary mixes family drama with shocking horror that slowly crawls under your skin. Tumbbad (2018) An Indian horror masterpiece, Tumbbad tells the story of a man obsessed with finding hidden treasure in a cursed village. Set against the backdrop of colonial India, this movie is visually stunning and deeply haunting that blends greed, mythology, and fear perfectly. The Curse of La Llorona (2019) Inspired by the Latin American legend of the Weeping Woman, this film follows a mother who tries to protect her children from a ghostly woman searching for lost kids. It’s spooky, emotional, and full of classic jump scares, perfect for a Halloween night watch. Smile (2022) After witnessing a patient’s strange death, a therapist starts experiencing terrifying visions and eerie smiles everywhere she goes. Smile isn’t just jump scares, it’s a chilling take on trauma and how fear spreads like a curse. The Monkey (2024) Based on a Stephen King short story, The Monkey follows twin brothers who discover their father’s old toy monkey, one that seems to cause a death every time it claps its tiny cymbals. It’s creepy, emotional, and a must-watch for anyone who loves supernatural horror. So, dim the lights, grab your snacks, and pick a movie or two from this list to set the Halloween mood. Whether it’s ghosts, curses, or creepy toys, these stories remind us why we love horror movies.Also Read: Top 10 Horror Movies of All Time: The Exorcist & More。

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三 | 然而,B公司在运营过程中擅自变更还款路径,将本应转入企业银行的借款人还款资金挪作他用,并伪造电子交易数据,制造还款正常的假象。由于资金被截留,借款人被系统标记为逾期,信用记录受损,企业银行亦未能如期收回贷款本息。银行方面在回应议员室质询时表示,他们每天都在核对本息偿还明细与实际入账金额。然而,银行方面又称,实际是在今年6月24日因结算款未到账且借款人投诉增多后才首次意识到问题,这一说法前后矛盾,令其内控的有效性备受质疑。值得注意的是,早在今年3至4月间,已有5家中国金融机构先后中止了与B公司的业务合作,但企业银行未能及时捕捉这些风险信号,错失了早期预警时机。申东旭还指出,韩国监管当局的应对也颇为消极。

四 | 据报道,韩国金融监督院在接到事故报告后,仅进行了内部报告、传播事故案例、确认事故金额变动等工作,并未对企业银行相关人员进行面对面确认、要求补充提交资料,或启动书面调查和现场检查。金融监督院表示,计划在损失金额补偿等事故处理结束后,待企业银行提交结案报告时,再对事故处理的妥当性进行检查。申东旭表示:“企业银行一边直接发放贷款,一边却将本息回收交给外部平台,等到800亿韩元级事故爆发后才建立直接还款系统。除了法人内控松懈,金融监督院只会等待结案报告,其事后监管也是严重的问题。”IBK企业银行已于上月15日正式对外披露此次金融事故,初步估算涉案规模为833.76亿韩元。

五 | 截至目前,银行尚未公布最终的涉案总额、已追回款项及预期损失等具体数据,相关核算工作仍在进行中。
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